Retail Product Insurance

Extends some property and liability coverage features for periodic overseas business travel. Protect your employees with Workers Comp. EPL+ helps cover your legal expenses as well as potential settlement damages, up to the coverage limit. EPL+ helps cover your legal expenses as well as potential settlement damages, up to the coverage limit.

What factors affect my retail insurance premium? Business Property Insurance: This component covers your business equipment, such as cash registers, computers, and display units. Business Property Insurance: This component covers your business equipment, such as cash registers, computers, and display units.

It offers a comprehensive safety net for retailers, including:Employee Protection: Your staff is your valuable asset, and providing them with a safe working environment is a priority. Business income insurance is your “ride-out-the-storm insurance.” It works with your property insurance to reimburse income lost during a covered event like fire, wind, hail, or vandalism. Business income insurance is your “ride-out-the-storm insurance.” It works with your property insurance to reimburse income lost during a covered event like fire, wind, hail, or vandalism.

Here's why choosing us as your insurance partner would be wise:
Personalized Approach At our retail insurance agents, we take the time to understand your individual requirements. If you run a small retail shop, you may be able to bundle general liability insurance with commercial property insurance in a business owner’s policy. If you run a small retail shop, you may be able to bundle general liability insurance with commercial property insurance in a business owner’s policy.

Other policies for retailers to consider include: Business owner’s policy (BOP): This policy bundles general liability insurance with commercial property insurance, usually at a lower rate than if the policies were purchased separately.
 When your insurance company is preparing to reimburse you for the damage to these items, it's important to have detailed records outlining everything you've purchased and how much you paid. When your insurance company is preparing to reimburse you for the damage to these items, it's important to have detailed records outlining everything you've purchased and how much you paid.

Is retail business insurance mandatory? Is retail business insurance mandatory?

If, for example, a customer slips and falls on a wet floor in your store and is injured, liability insurance could cover medical costs, legal fees and damages for which you are legally responsible. If, for example, a customer slips and falls on a wet floor in your store and is injured, liability insurance could cover medical costs, legal fees and damages for which you are legally responsible.

To get an accurate premium estimation it is wise to speak to one of our experienced agents directly.
 To get an accurate premium estimation it is wise to speak to one of our experienced agents directly.


When comparing providers, pay attention to experience, customer reviews, services offered, range of offerings available and the willingness of each insurer to customize policies as part of its offering - these are all hallmarks of excellence at The Allen Thomas Group!
 This is an essential coverage for retailers. Your business is unique, and your insurance should reflect that. Your business is unique, and your insurance should reflect that.

Speak With an Agent Now from The Allen Thomas Group at (440) 826-3676. Also keep a digital file of receipts after each item purchase or upgrade is completed. Also keep a digital file of receipts after each item purchase or upgrade is completed.

Let a local agent from The Allen Thomas Group assist in tailoring a plan that best meets the needs of your business - such as Business Policy, Commercial Auto, Workers' Compensation, business life and retirement plans. For instance, if your vape pen accidentally cause injury to customers, general liability coverage could cover their medical bills as well as legal costs should they sue. For instance, if your vape pen accidentally cause injury to customers, general liability coverage could cover their medical bills as well as legal costs should they sue.

For example, we can help you get an umbrella policy with up to $25 million in additional liability coverage to cover the costs of a covered loss.
 As a retail shop owner, it may be important to have coverage when traveling overseas for either business purposes or personal travel purposes. As a retail shop owner, it may be important to have coverage when traveling overseas for either business purposes or personal travel purposes.

We'll help you complete the necessary paperwork and support you every step of the way, ensuring a smooth and efficient claims process. Cyber Liability insurance: Cyber liability policies can protect retailers who handle credit cards online or conduct their business online from losses associated with customer transactions or data breach. This policy add-on can protect you against losses related to damage done to another organization that provides supplies or services essential to your company. Nationwide CoverageWhile we're based in Akron, Ohio, we serve retailers throughout the United States. Simply reach out to our team, and they will guide you through the claims process, providing assistance in filling out all required paperwork while supporting and providing assistance throughout - for an effortless claims experience. Simply reach out to our team, and they will guide you through the claims process, providing assistance in filling out all required paperwork while supporting and providing assistance throughout - for an effortless claims experience.

As a retail business owner, you are constantly juggling multiple responsibilities. But every good captain knows the importance of a sturdy insurance anchor to weather the storm. Complete The Allen Thomas Groups simple online application now and find a policy in less than 24 hours - or bundle general liability and commercial property into a Business Owners Policy which could save money over buying separate policies individually. How can I file a claim if something occurs with my retail business? How can I file a claim if something occurs with my retail business?

Even retail giants fall prey to cybercriminals looking to access customers' personal data. General liability policies provide essential protection from these potential claims or lawsuits that arise as part of conducting their businesses. Secure both your building and contents against loss due to fire, burst water pipes or any other incident at your business. We believe in giving you peace of mind without breaking the bank. We believe in giving you peace of mind without breaking the bank.

General Liability Insurance can assist in covering: Although general liability doesn't cover employee injuries, workers' comp insurance should cover these. Start with the basics and take inventory of your needs. A BOP will protect the things essential to running and expanding your retail operation and making sales. For example, if a vape pen explodes and injures a customer, your general liability insurance can cover the customer’s medical bills – or legal fees if the customer sues. For example, if a vape pen explodes and injures a customer, your general liability insurance can cover the customer’s medical bills – or legal fees if the customer sues.